Privacy Policy
Last Updated: November 2024
Our Commitment to Privacy
At Spenvelopes, we take your privacy seriously. Our app is designed with a "privacy-first" approach where your financial data stays on your device. We don't store your financial information on our servers - all your budgeting data, categories, and preferences are stored locally on your iOS device.
Information Storage
Local Device Storage
All of your personal data is stored securely on your device:
- Budget categories and envelopes
- Spending goals and limits
- App preferences and settings
- Transaction categorizations
Third-Party Financial Data
Transaction data is provided through our trusted third-party financial services provider. We:
- Never store transaction data on our servers
- Only display data provided directly from your financial institution
- Use industry-standard secure connections to access this data
Subscription Information
The only data we collect is related to your subscription, which is processed securely through Apple's App Store services. We maintain minimal subscription records as required by law.
How Your Data is Protected
We implement multiple layers of security:
- All data stored on your device is encrypted
- Bank connections are handled securely by our financial services provider
- No financial data passes through or is stored on our servers
- App Store handles all payment processing
Third-Party Services
We partner with the following types of services:
- Financial Data Provider: Securely connects to your bank and provides transaction data
- Apple App Store: Handles all subscription payments and management
Each of these services has their own privacy policy and security measures in place. We encourage you to review their privacy policies as well.
Data Deletion
Since your data is stored locally:
- Uninstalling the app removes all local data from your device
- You can clear app data through your device settings at any time
- Bank connections can be disconnected within the app
- Subscription can be cancelled through the App Store
Your Privacy Rights
You have complete control over your data:
- All your financial data stays on your device
- You can disconnect bank connections at any time
- You can delete all app data by uninstalling the app
- You can manage your subscription through the App Store
Updates to Privacy Policy
We may update this privacy policy from time to time. When we do, we will revise the "last updated" date at the top of this page and notify you through the app if there are material changes.
Contact Us
If you have any questions about our privacy policy or how we handle your data, please contact us at: